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Quick Answer
A 240Hz monitor is only worth it for the RTX 4070 if you primarily play competitive esports titles like Valorant, CS2, or Fortnite. In these games, the 4070 pushes 200-400+ fps at 1080p. For AAA titles at 1440p (60-90 fps), a 165Hz monitor is the better match.
Esports (high FPS, benefits from 240Hz):
AAA (lower FPS, 165Hz is enough):
The difference between 165Hz and 240Hz is subtle compared to 60Hz to 144Hz. Most people cannot perceive the improvement above 165Hz unless they are competitive gamers trained to notice input latency differences. At 1440p in AAA games, the RTX 4070 rarely exceeds 165 fps anyway.
That $200 could go toward a better GPU (RTX 4070 Super), more RAM, or a larger SSD. These upgrades have a more tangible impact on your gaming experience than the jump from 165Hz to 240Hz.
Our Verdict
A 240Hz monitor is only justified with the RTX 4070 if esports is your primary gaming genre. For AAA gaming at 1440p, a 165Hz monitor is the sweet spot. Save $200 and invest in components that have more impact.